Disclaimer

General Disclaimer

The information provided on SimpleFinTools ("the Website") is for general informational and educational purposes only. All information on the site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Website.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

Financial Information Disclaimer

The financial calculators, tools, and educational content provided on SimpleFinTools are designed to assist users in understanding financial concepts and making informed decisions. However, please note the following important limitations:

• Not Financial Advice: The information provided is not intended to be and should not be construed as financial advice, investment advice, or any other type of professional advice.
• Educational Purpose Only: Our calculators and content are provided for educational and informational purposes only.
• Individual Circumstances: Results may vary based on individual circumstances, market conditions, and other factors not accounted for in our calculations.
• Professional Consultation: We strongly recommend consulting with qualified financial professionals before making significant financial decisions.

Calculator Accuracy Disclaimer

While we strive to provide accurate and up-to-date calculators, please be aware of the following:

• Estimates Only: All calculator results are estimates and should not be considered exact figures.
• Assumptions: Calculators may make certain assumptions that may not apply to your specific situation.
• Market Changes: Financial markets and conditions change frequently, which may affect the accuracy of calculations.
• Fees and Taxes: Calculator results may not include all applicable fees, taxes, or other costs.
• Lender Variations: Actual loan terms, rates, and conditions may vary by lender and individual circumstances.

Investment Disclaimer

Investment-related content and calculators on SimpleFinTools are provided for educational purposes only:

• Past Performance: Past performance does not guarantee future results.
• Risk Disclosure: All investments carry risk, including the potential loss of principal.
• Market Volatility: Investment values can fluctuate and may be worth more or less than the original cost.
• Diversification: Diversification does not ensure a profit or protect against a loss.
• Professional Advice: Consider consulting with a financial advisor before making investment decisions.

Mortgage and Loan Disclaimer

Mortgage and loan calculators provide estimates based on the information you provide:

• Pre-approval Required: Calculator results do not constitute loan approval or pre-approval.
• Rate Variations: Actual interest rates may differ from those used in calculations.
• Additional Costs: Calculators may not include all closing costs, insurance, or other fees.
• Lender Requirements: Different lenders may have different qualification requirements.
• Market Conditions: Rates and terms are subject to change based on market conditions.

External Links Disclaimer

SimpleFinTools may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. We have no control over the nature, content, and availability of those sites.

No Warranties

This Website is provided "as is" without any representations or warranties, express or implied. SimpleFinTools makes no representations or warranties in relation to this Website or the information and materials provided on this Website.

Without prejudice to the generality of the foregoing paragraph, SimpleFinTools does not warrant that:

• This Website will be constantly available, or available at all
• The information on this Website is complete, true, accurate, or non-misleading
• The calculators will provide accurate results for your specific situation
• The Website is free from viruses or other harmful components

Limitation of Liability

In no event shall SimpleFinTools, nor any of its officers, directors, and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort, or otherwise.

SimpleFinTools, including its officers, directors, and employees, shall not be liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Website.

Indemnification

You hereby indemnify to the fullest extent SimpleFinTools from and against any and all liabilities, costs, demands, causes of action, damages, and expenses (including reasonable attorney's fees) arising out of or in any way related to your breach of any of the provisions of these disclaimers.

Severability

If any provision of this disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this disclaimer.

Changes to This Disclaimer

We may update this disclaimer from time to time. We will notify you of any changes by posting the new disclaimer on this page and updating the "Last updated" date at the top of this page.

You are advised to review this disclaimer periodically for any changes. Changes to this disclaimer are effective when they are posted on this page.

Contact Information

If you have any questions about this disclaimer, please contact us: